Retire with peace of mind

After years of hard work, retirees move into a new, unfamiliar phase of life that usually sees them financially reliant upon the resources developed over their working career. Therefore, it is essential that retirees understand how long their retirement funds will last, while maintaining their desired (and well-deserved) lifestyle.

Strategic Wealth understands the special needs and concerns of retirees. For example, we encourage our retiree clients to travel early in their retirement phase while they still have a high level of mobility. We also know that available investment funds should be invested in the most tax effective structure to ensure that the after tax returns are as high as possible.

 

Understand Superannuation

Superannuation is designed to provide retirees with a tax effective structure to manage their private pension funds, known as Account Based Pensions. Rules surrounding superannuation can be complex and subject to legislative change. We help you to stay aware and abreast of changes and to take advantage of any opportunities that may arise.

 

The Right Approach to Investment

Some retirees prefer a hands on approach to investment, while others favour a more fully implemented approach. Of course, your partner’s attitude is also important to consider. As discussed under our Investment Philosophy section, we can provide you with ongoing support for a range of investment approaches to ensure your portfolio remains highly diversified and the rewards are appropriate for the level of risk taken.

 

Developing Your Retirement Plan

You can gain peace of mind and comfort from knowing that you have optimised the management and investment of your retirement funds. In some cases, this planning may be simple and, for others, it may be quite complex. Either way, we can help you to develop the appropriate retirement plan.

 

Effective Estate Planning

After carefully accumulating your wealth, it is important that the residual funds transfer to your chosen beneficiaries in a tax effective and efficient manner. We can assist with complex estate planning strategies, including Testamentary Trusts, to ensure you provide your executor with the maximum flexibility to manage circumstances that may exist at that time. In addition, in the event of misfortune, your partner or trusted friend may need the authority to take control of your financial affairs until you can resume control. We can assist you with Power of Attorney-type documents to give you this flexibility.

 

Benefit From Benefits

You or your parents may be eligible for benefits now or when your retirement funds reduce in value. We can help you understand your social security entitlements in this area and the impact upon your overall retirement funding program.

 

Medical Care and Support

There may come a time when you or a family member faces issues of medical care and support, leading to Retirement Accommodation. We can help you to navigate the complex rules surrounding the access and funding of such facilities, as well as the maze of relevant issues.

 

Strategic Wealth can also assist you with:

 

To discover how we can specifically assist you, contact Strategic Wealth now on for an initial consultation.