Executives and Professionals - the bigger picture

The more successful you are and the higher-level of income you earn, the more important it is to achieve the right balance between short-term tax planning and long-term wealth enhancement and preservation. You need advisers onside who will consider your entire financial picture – and that’s precisely how Strategic Wealth can help.

Our experienced and knowledgeable professionals can assist you to develop and implement income, wealth accumulation and estate planning strategies that minimise current and future tax liabilities, both here and overseas. We align your complex financial needs with your personal values and goals, and then recommend the appropriate solutions.

 

Protect Your Financial Future

Protect your most important asset – income generated through employment – with Income Protection Insurance and the use of personal insurances, including Life and Total & Permanent Disability Insurance and Trauma Insurance

 

Enjoy Your Precious Spare Time

At the end of a long week, relax with family and pursue your personal interests while we use our comprehensive Cashflow Management Service that helps you understand and manage your discretionary and non-discretionary expenditure. We identify areas where savings may be made and quantify the actual surplus cashflow available for investment to further grow your wealth.

 

Effectively Manage Your Tax Liabilities

A key area of concern for high-income earners, we can identify and implement the most appropriate strategies to manage your taxation liabilities while also increasing your wealth generation. Where needed, we also engage relevant tax experts to address any particularly complex issues.

 

Protect Your Assets

The structure used to invest your funds can have a significant impact on the tax you pay both now and in the future, as well as affect the level of Asset Protection against potential creditors. We can advise you on the many choices available for your investment structure, including your personal name, family trusts, companies and superannuation.

 

Manage Your Retirement Funds

Our forward thinking approach helps you to identify where you should accumulate your wealth. An ongoing process, the majority of your wealth should be invested in the most appropriate effective structure by the time you retire. We can help with a Self Managed Superannuation Fund (SMSF) or a structured Gearing Program to enhance wealth outside of the superannuation environment.

 

Benefit From Employment Bonuses

Understand and optimise any employment bonuses you receive in the form of Executive Shares and Options, including the issues and tax implications. We will map out a program that ensures your exposure to these valuable holdings and risk levels remain appropriate and, over time, will allow you to progressively divest your holdings tax effectively.

 

Effective Estate Planning

After generating your significant wealth, ensure this wealth is tax effectively transferred to your chosen beneficiaries upon death. We help to develop a highly structured Estate Plan with the estate usually comprising a Will and Enduring Powers of Attorney, or a more complex Will comprising a Testamentary Trust. Strategic Wealth will also guide you in Superannuation Death Nominations, as funds held within this structure can often bypass your Will document. Finally, we work with your legal adviser to implement your preferred Estate Plan.

 

To discover how we can specifically assist you, contact Strategic Wealth now for an initial consultation.